Terms and Conditions

1. Acceptance of Terms

By accessing and using our website or engaging our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy and any other applicable policies.

2. Description of Services

myrathenolivo provides professional financial audit support services, including but not limited to:

• Financial analysis and review services
• Compliance assessment and support
• Business audit consulting
• Financial process optimization recommendations
• Regulatory compliance guidance

Our services are designed to support and enhance your financial practices but do not constitute legal advice or certified public accounting services unless specifically stated.

3. Eligibility and User Responsibilities

Eligibility

You must be at least 18 years old and have the legal authority to enter into agreements to use our services. If you are representing a business or organization, you must have the authority to bind that entity to these Terms.

User Responsibilities

You agree to:

• Provide accurate and complete information
• Maintain the confidentiality of any account credentials
• Use our services only for lawful purposes
• Cooperate with our service delivery process
• Promptly notify us of any changes to your information

4. Professional Standards and Limitations

Our services are provided in accordance with professional standards applicable to financial audit support services. However, please note:

• Our services are advisory in nature and do not constitute certified auditing unless specifically stated
• We provide support and recommendations based on available information
• Final decisions regarding financial matters remain your responsibility
• We recommend consulting with certified professionals for formal audit requirements

5. Payment Terms

Fees and Payment

Service fees will be agreed upon before commencement of work. Payment terms include:

• Fees are due as specified in your service agreement
• Late payments may incur additional charges
• All fees are in Canadian dollars unless otherwise specified
• Refunds are subject to our refund policy

Cancellation

Either party may terminate services with appropriate notice as specified in the service agreement. Cancellation terms and any applicable fees will be outlined in your specific service contract.

6. Confidentiality and Data Protection

We maintain strict confidentiality regarding your financial information and business data. Our confidentiality obligations include:

• Protecting your confidential information from unauthorized disclosure
• Using information only for the purpose of providing agreed services
• Implementing appropriate security measures
• Complying with applicable privacy laws and regulations

7. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of myrathenolivo and is protected by intellectual property laws. You may not:

• Copy, modify, or distribute our content without permission
• Use our trademarks or logos without authorization
• Reverse engineer or attempt to extract source code
• Create derivative works based on our content

8. Limitation of Liability

To the maximum extent permitted by law, myrathenolivo's liability is limited as follows:

• Our total liability shall not exceed the fees paid for the specific service
• We are not liable for indirect, incidental, or consequential damages
• We do not warrant that our services will be error-free or uninterrupted
• Time limitations apply to claims as specified by applicable law

9. Indemnification

You agree to indemnify and hold harmless myrathenolivo from any claims, damages, or expenses arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any applicable laws
• Any information you provide to us

10. Governing Law and Jurisdiction

These Terms are governed by the laws of Ontario, Canada. Any disputes arising from these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Ontario, Canada.

11. Force Majeure

Neither party shall be liable for any failure to perform due to causes beyond their reasonable control, including but not limited to natural disasters, government actions, or other circumstances that make performance impossible or impracticable.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated through our website or direct notification. Continued use of our services after changes constitutes acceptance of the modified Terms.

13. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect. The unenforceable provision shall be modified to the minimum extent necessary to make it enforceable.

14. Contact Information

For questions regarding these Terms and Conditions, please contact us: