Disclaimer

Last updated: August 21, 2025

Important Notice: Please read this disclaimer carefully before using myrathenolivo's services. By engaging our services, you acknowledge and accept the limitations and conditions outlined below.

1. Nature of Services

myrathenolivo provides financial audit support services designed to assist individuals and businesses in understanding and improving their financial practices. Our services include:

  • Financial analysis and assessment
  • Compliance support and guidance
  • Process improvement recommendations
  • Educational support regarding financial practices

Important Clarification

Our services are advisory and supportive in nature. We do not provide:

  • Certified public accounting services
  • Legal advice or representation
  • Investment advice or recommendations
  • Guaranteed financial outcomes
  • Formal audit opinions or certifications

2. Professional Limitations

No Guarantee of Results

While we strive to provide high-quality support services, we cannot guarantee:

  • Specific financial improvements or outcomes
  • Compliance with all applicable regulations
  • Resolution of all financial issues
  • Acceptance by regulatory authorities

Information Accuracy

Our analysis and recommendations are based on information provided by you. The accuracy and completeness of our services depend on:

  • The accuracy of information you provide
  • The completeness of documentation shared
  • Your cooperation throughout the process
  • The timeliness of information updates

3. Regulatory and Compliance Matters

Financial regulations and compliance requirements can be complex and subject to change. Please note:

  • Our guidance is based on current understanding of applicable regulations
  • Regulations may change after our assessment
  • Different jurisdictions may have varying requirements
  • Final compliance decisions should involve qualified professionals

⚠️ Important Recommendation

For formal audit requirements, legal compliance, or certified financial statements, we strongly recommend consulting with:

  • Certified Public Accountants (CPAs)
  • Licensed legal professionals
  • Certified Internal Auditors (CIAs)
  • Other qualified professionals as appropriate

4. Limitation of Liability

myrathenolivo's liability is limited to the extent permitted by law:

Financial Limitations

  • Our total liability shall not exceed the fees paid for specific services
  • We are not responsible for indirect or consequential damages
  • Loss of profits or business opportunities are specifically excluded

Service Limitations

  • Services are provided "as is" without warranties
  • We do not guarantee uninterrupted or error-free service
  • Technical issues may affect service delivery

5. Client Responsibilities

By engaging our services, you acknowledge your responsibility to:

  • Provide accurate and complete information
  • Make independent decisions based on professional advice
  • Seek appropriate professional guidance for formal requirements
  • Verify recommendations against your specific circumstances
  • Comply with all applicable laws and regulations

6. Third-Party Information

Our website and services may reference or incorporate information from third-party sources:

  • We do not control or verify third-party information
  • Third-party information is subject to their respective terms
  • We are not responsible for the accuracy of external content
  • Links to external sites do not constitute endorsement

7. Technology and Security

While we implement security measures to protect your information:

  • No system can guarantee 100% security
  • Internet communications may be subject to interception
  • You are responsible for maintaining confidentiality of access credentials
  • Technical issues may occasionally affect service availability

8. Changes and Updates

This disclaimer may be updated to reflect:

  • Changes in our services or practices
  • Regulatory or legal requirements
  • Industry best practices
  • Feedback and experience

Material changes will be communicated through our website or direct notification.

9. Governing Law

This disclaimer is governed by the laws of Ontario, Canada. Any disputes shall be subject to the jurisdiction of Ontario courts.

10. Contact Information

If you have questions about this disclaimer or need clarification about our services:

myrathenolivo Financial Services
250 Front St W, Toronto, ON, Canada